NEWAgent Identities for the A2A economy→

Money that moves
like a message.

The financial OS for global business — banking, AP & AR, tax, and compliance, with a digital employee that runs it all. Built for humans, designed for AI agents.

Start free Read the docs
app.payouts.com/dashboard

Treasury overview

Available balance
$2.84M
▲ 12.4% MTD
In transit
$184k
3 pending
Today's payouts
847
▲ 8.2%
Payout volume · Last 30 days
$8.2M
YTYouTube Studios LLC $48,200.00 SETTLED
SKSakura Tanaka · 🇯🇵 ¥1,240,000 IN TRANSIT
One platform · ten products

Everything you need to
move, manage and
automate money.

From sending a payout to a freelancer in Lagos, to filing 1099s for 30,000 vendors, to giving an AI agent its own bank account — Payouts is the single source of truth for your money.

Explore the platform

Banking & Payouts

Local IBANs, ACH, RTP, SWIFT, wires and cards. Pay anyone, anywhere, in any rail.

Global Accounts Transfers + Conversions Virtual + physical cards Pending Payouts queue

AP Automation

Vendors, invoices, budgets, approvals, tax forms. Your accounts payable on autopilot.

Vendor onboarding Invoice OCR & matching Budgets & AP Wallet Factoring (coming soon)

AR Automation

Clients, collections, cash application, disputes and credit risk in one workflow.

Smart collections Cash application AI Disputes & credit risk Recipient portal

Digital Employee

Agents that onboard vendors, approve invoices, run payouts and chat with your team.

Agent Identities 1,255 capabilities A2A & MCP native Human-in-the-loop
How it works

Four steps from vendor created to money settled.

Whether triggered by a human in the dashboard or an AI agent over our API, every payout follows the same audited path.

01

Onboard

KYC/KYB, tax forms, bank verification — collected and validated in a hosted vendor portal or via API.

Onboarding · KYB
02

Approve

Configurable workflows route invoices and payouts through approvers, with AI risk scoring and policy checks.

Approval workflow
03

Pay

Smart-route across 26 rails — ACH, RTP, SEPA, wire, card, PayPal, crypto — picking the cheapest, fastest path.

Payouts · Cards
04

Reconcile

Settlement is reflected to your ledger, GL accounts, NetSuite, QuickBooks. 1099s file themselves at year-end.

Tax · Reports
Built for every payment scenario

From enterprise AP to creator payouts to in-game economies.

One API for every kind of money movement. Pre-built workflows for the most common payment patterns.

Enterprise AP

Replace your AP stack.

Consolidate invoicing, approvals, international payouts, tax filing, and wire operations into one platform with NetSuite/SAP sync built-in.

3-way matchSOX audit logMulti-entitySSO + SCIM
Creator platforms

Pay 50,000 creators on the 1st.

Recipients onboard themselves in < 90 sec. They pick: bank, card, PayPal, gift card, or instant-pay to a debit card.

Recipient choice1099 + W-8Stored balancePayout link
Gaming & game studios

Player wallets, cashouts, GameShield.

Compliant cashouts in 180 countries. Studio-owned wallets. ML-powered fraud and chargeback shield purpose-built for in-game economies.

Per-studio API keyFraud shieldTournament prizes
Ad networks

Net-30 publishers want to be paid on Net-2.

Factoring built into your AP — coming soon. Vendors get cash in 24h, you keep your terms. Underwriting + risk handled by Payouts.

Factoring (soon)Publisher portalTax + W-8
Marketplaces

Stored balance, split, hold, release.

Escrow-style flows out of the box. Hold funds till delivery, split by basis points, release on a schedule, refund on dispute.

Stored balanceSplit payoutsDisputes
AI agent builders

Issue your agent an identity + a wallet.

Agent Identities give your AI a verifiable cryptographic identity, tokenized API access, spend limits, and audit trail.

A2A protocolSpend limitsMCP server
Early access · Agent Identities

Ready to give your money
(and your agents) an upgrade?

Free to start. White-glove migration off any legacy AP stack. SOC 2 Type II, PCI L1.

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