Payouts
Create, retrieve, cancel, and trace payouts across 38 rails. Status webhooks fire on every state change; idempotency keys are required on POST.
POST/v3/payoutsCreate a payout on any supported railGA
GET/v3/payoutsList payouts, paginated & filterableGA
GET/v3/payouts/:idRetrieve status, receipts, and rail eventsGA
PATCH/v3/payouts/:idUpdate memo, metadata, or scheduled dateGA
POST/v3/payouts/:id/cancelCancel a payout before it leaves the railGA
POST/v3/payouts/:id/reverseInitiate a return for a settled payoutGA
POST/v3/payouts/:id/retryRetry a failed payout on a fallback railGA
GET/v3/payouts/:id/traceWire-level trace incl. SWIFT GPI hopsGA
GET/v3/payouts/:id/receiptSigned PDF receipt with rail proofGA
GET/v3/payouts/:id/eventsFull event history for a single payoutGA
POST/v3/payouts/quoteQuote fees, FX, and ETA before sendingGA
POST/v3/payouts/simulateSandbox-only — simulate any rail outcomeGA
POST/v3/payouts/:id/disputeOpen a dispute for a settled payoutBETA
GET/v3/payouts/insightsAggregate metrics by rail / corridorBETA
Batches
Queue up to 10,000 payouts in one call. Atomic preflight, partial failures, CSV import, and resumable processing.
POST/v3/payouts/batchQueue up to 10,000 payouts in one callGA
GET/v3/payouts/batch/:idGet batch summary + per-row statusGA
GET/v3/payouts/batchList recent batches with progressGA
POST/v3/payouts/batch/:id/approveApprove and release a queued batchGA
POST/v3/payouts/batch/:id/cancelCancel a batch (only pending rows abort)GA
POST/v3/payouts/batch/preflightValidate a batch without sendingGA
POST/v3/payouts/batch/csvUpload a CSV; auto-mapped to schemaGA
GET/v3/payouts/batch/:id/errors.csvDownload per-row errors for re-uploadGA
FX & Conversions
Mid-market FX with 0.4% spread. Lock rates for 60s, schedule conversions, hedge with forwards.
POST/v3/conversionsFX between balances at mid-market + 0.4%GA
GET/v3/conversions/:idRetrieve a conversion + executed rateGA
GET/v3/conversionsList conversions, filterable by pairGA
POST/v3/conversions/quoteQuote a rate, locked for 60 secondsGA
GET/v3/fx/ratesLive mid-market rates · 87 currenciesGA
GET/v3/fx/rates/historyHistorical rate series for a pairGA
POST/v3/fx/forwardsLock an FX rate up to 12 months outBETA
POST/v3/fx/sweepsAuto-sweep balances above a thresholdBETA
DEL/v3/fx/forwards/:idCancel a pending forward contractBETA
Accounts & Balances
Open local accounts in 47 jurisdictions. Multi-currency balances with realtime ledger entries.
POST/v3/accountsOpen a local account (EUR, GBP, JPY, …)GA
GET/v3/accountsList accounts across currenciesGA
GET/v3/accounts/:idRetrieve account details + IBAN/ACHGA
PATCH/v3/accounts/:idUpdate nickname, metadata, allowed railsGA
DEL/v3/accounts/:idClose an account once balance hits zeroGA
GET/v3/balancesAll balances across currenciesGA
GET/v3/balances/:currencySingle-currency balance + holdsGA
GET/v3/balances/projectedProjected balance incl. pendingGA
POST/v3/accounts/:id/transfersInternal transfer between own accountsGA
GET/v3/accounts/:id/statementsMonthly statements as PDF / CSVGA
POST/v3/accounts/:id/fundingPull funds from a linked sourceGA
GET/v3/accounts/:id/holdsList active holds and their reasonsGA
Recipients
Create, screen, tokenize, and update payees. Re-screen automatically on detail changes.
POST/v3/recipientsCreate a recipient, run KYC/KYB, tokenize credsGA
GET/v3/recipientsList recipients, paginated & searchableGA
GET/v3/recipients/:idRetrieve recipient + screening stateGA
PATCH/v3/recipients/:idUpdate details — triggers re-screenGA
DEL/v3/recipients/:idSoft-delete a recipient (audit retained)GA
POST/v3/recipients/:id/methodsAttach a payout method (bank, card, wallet)GA
GET/v3/recipients/:id/methodsList a recipient's payout methodsGA
DEL/v3/recipients/:id/methods/:midRemove a payout methodGA
POST/v3/recipients/:id/verifyTrigger micro-deposit or instant verifyGA
GET/v3/recipients/:id/payoutsList payouts to a recipientGA
POST/v3/recipients/importBulk import via CSV with field mappingGA
POST/v3/recipients/:id/onboarding-linkGenerate a hosted onboarding URLGA
GET/v3/recipients/:id/auditFull change history for a recipientGA
POST/v3/recipients/:id/notesAttach internal notes / tagsGA
POST/v3/recipients/dedupeFind and merge duplicate recipientsBETA
KYC / KYB
Identity, business, and beneficial-owner screening. OFAC, PEP, sanctions, adverse media. Continuous monitoring.
POST/v3/kyc/individualRun KYC on an individualGA
POST/v3/kyc/businessRun KYB on an entity + UBOsGA
GET/v3/kyc/:idRetrieve a screening resultGA
GET/v3/kyc/:id/documentsUnderlying docs & provider scoresGA
POST/v3/kyc/:id/rescreenForce a re-screen against current listsGA
POST/v3/kyc/:id/overrideCompliance override with reason codeGA
POST/v3/kyc/sanctions/checkStandalone OFAC / EU / UK / UN checkGA
POST/v3/kyc/pep/checkPEP & adverse-media screenGA
POST/v3/kyc/document/verifyVerify ID document authenticityGA
POST/v3/kyc/biometricLiveness + selfie matchGA
GET/v3/kyc/lists/versionCurrent sanctions list version + dateGA
Payment rails
Inspect rail availability, cutoffs, fees, and corridor health by recipient country.
GET/v3/railsList all 38 supported railsGA
GET/v3/rails/:railDetail: cutoffs, fees, ETAs, limitsGA
GET/v3/rails/:rail/healthLive health + last incidentGA
GET/v3/rails/availabilityWhich rails work for a given corridorGA
POST/v3/rails/routeSmart-route a payment to cheapest railGA
GET/v3/rails/cutoffsSame-day cutoffs by rail & tzGA
GET/v3/rails/corridorsAll supported send corridorsGA
GET/v3/rails/feesEffective fee table for your accountGA
POST/v3/rails/preferenceSet per-corridor rail preferencesBETA
Cards
Issue virtual and physical Visa/Mastercard cards. Per-card spend controls, MCC limits, single-use tokens.
POST/v3/cardsIssue a virtual or physical card with controlsGA
GET/v3/cardsList cards filtered by holder / statusGA
GET/v3/cards/:idRetrieve a card + masked PANGA
PATCH/v3/cards/:idUpdate spend cap, MCCs, statusGA
POST/v3/cards/:id/freezeFreeze a card immediatelyGA
POST/v3/cards/:id/unfreezeUnfreeze a frozen cardGA
DEL/v3/cards/:idPermanently terminate a cardGA
GET/v3/cards/:id/transactionsTransactions for a single cardGA
GET/v3/cards/:id/panPCI-scope full-PAN reveal (signed JWT)GA
POST/v3/cards/:id/replaceReplace a lost or stolen cardGA
POST/v3/cards/single-useIssue a one-time-use card tokenGA
POST/v3/cards/:id/3ds/verify3DS step-up verification challengeGA
GET/v3/cards/:id/auth-streamSSE stream of live auth attemptsBETA
Invoices
Draft, send, schedule, and reconcile invoices. Hosted pay-pages, Stripe-style line items, multi-currency.
POST/v3/invoicesDraft, send, or schedule an invoiceGA
GET/v3/invoicesList invoices with filtersGA
GET/v3/invoices/:idRetrieve an invoice + statusGA
PATCH/v3/invoices/:idEdit a draft invoiceGA
POST/v3/invoices/:id/sendSend a drafted invoiceGA
POST/v3/invoices/:id/voidVoid an invoice with audit reasonGA
POST/v3/invoices/:id/remindTrigger a reminder emailGA
POST/v3/invoices/:id/mark-paidManually reconcile to a payoutGA
GET/v3/invoices/:id/pdfDownload a hosted PDFGA
POST/v3/invoices/templatesCreate a reusable invoice templateGA
POST/v3/invoices/recurringRecurring invoice scheduleGA
Accounts receivable
Inbound payments, virtual accounts, dunning, and aging reports.
POST/v3/ar/virtual-accountsCreate a unique receiving IBAN/ACHGA
GET/v3/ar/virtual-accounts/:idRetrieve virtual account + activityGA
GET/v3/ar/incomingList inbound paymentsGA
POST/v3/ar/incoming/:id/matchMatch an incoming to an invoiceGA
POST/v3/ar/dunningConfigure a dunning sequenceGA
GET/v3/ar/agingAR aging report (current, 30/60/90)GA
POST/v3/ar/credit-notesIssue a credit note against an invoiceGA
GET/v3/ar/customers/:id/balanceCustomer outstanding balanceGA
Tax & 1099
TIN matching, e-filing, recipient consent flows, state filings. NEC, MISC, K, and 1042-S supported.
POST/v3/tax/tin-matchReal-time TIN/Name match against IRSGA
POST/v3/tax/w9Collect a W-9 with hosted formGA
POST/v3/tax/w8benCollect a W-8BEN / W-8BEN-EGA
GET/v3/tax/formsList collected tax formsGA
GET/v3/tax/forms/:idRetrieve a single tax formGA
POST/v3/tax/filingsE-file 1099-NEC / MISC / K for a tax yearGA
GET/v3/tax/filings/:idFiling status + IRS ack receiptGA
POST/v3/tax/filings/:id/correctFile a correction (1099-CORR)GA
POST/v3/tax/state-filingsState-level filings where requiredGA
POST/v3/tax/1042sForeign-payee 1042-S filingsGA
GET/v3/tax/recipients/:id/totalsYTD totals for a single recipientGA
POST/v3/tax/withholding/calcCalculate backup-withholding amountGA
POST/v3/tax/consentCapture e-delivery consentGA
GET/v3/tax/forms/:id/pdfHosted PDF of recipient copyGA
Agents
Mint scoped DIDs for AI agents. Spend caps, session windows, MCC allowlists, instant revocation.
POST/v3/agentsMint a scoped agent identity (DID)BETA
GET/v3/agentsList agents in your orgBETA
GET/v3/agents/:idRetrieve an agent + current scopeBETA
PATCH/v3/agents/:id/scopeTighten or extend an agent's permissionsBETA
DEL/v3/agents/:idRevoke an agent — freezes all pending txnsBETA
POST/v3/agents/:id/sessionsOpen a bounded execution sessionBETA
POST/v3/agents/:id/sessions/:sid/endEnd a session and seal the audit logBETA
GET/v3/agents/:id/transactionsAll txns initiated by an agentBETA
GET/v3/agents/:id/auditCryptographic audit log (hash-chained)BETA
POST/v3/agents/:id/credentials/rotateRotate signing keysBETA
POST/v3/agents/:id/approvalsStep-up: require human approval over $XBETA
GET/v3/agents/registryPublic registry lookup of an agent DIDBETA
Policies & scopes
Composable policies for agents, users, and API keys. Time, amount, geo, MCC, recipient-tag, and rail predicates.
POST/v3/policiesCreate a reusable policyGA
GET/v3/policiesList policiesGA
GET/v3/policies/:idRetrieve a policyGA
PATCH/v3/policies/:idEdit a policy (versioned)GA
DEL/v3/policies/:idArchive a policyGA
POST/v3/policies/:id/attachAttach to agents, users, or keysGA
POST/v3/policies/simulateDry-run a policy against a payoutGA
GET/v3/scopesCatalog of available scope stringsGA
POST/v3/policies/:id/testTest against a fixture corpusBETA
Events & webhooks
62 event types. HMAC-signed, retried for 72h. Filter by type, entity, or tag. SSE stream available.
GET/v3/eventsStream all webhook events as SSEGA
GET/v3/events/:idRetrieve a single eventGA
GET/v3/events/typesList all 62 event types + schemasGA
POST/v3/webhooksCreate a webhook subscriptionGA
GET/v3/webhooksList active webhook subscriptionsGA
PATCH/v3/webhooks/:idUpdate URL, filters, or secretGA
DEL/v3/webhooks/:idDelete a webhookGA
POST/v3/webhooks/:id/testSend a synthetic event payloadGA
GET/v3/webhooks/:id/deliveriesRecent delivery attempts + responsesGA
POST/v3/webhooks/:id/deliveries/:did/replayReplay a single deliveryGA
Reports & ledger
Double-entry ledger, exports, and finance-grade reports. Reconciles to the cent.
GET/v3/ledger/entriesStream double-entry ledger linesGA
GET/v3/ledger/balancesAccount-level balances at any timestampGA
GET/v3/ledger/journal/:idA journal entry with both legsGA
POST/v3/reportsSchedule a report (CSV/Parquet)GA
GET/v3/reports/:idReport status + signed download URLGA
GET/v3/reports/templatesBuilt-in templates (recon, AR, AP, tax)GA
POST/v3/exports/quickbooksPush entries to QuickBooks OnlineGA
POST/v3/exports/netsuitePush journal entries to NetSuiteGA
POST/v3/exports/xeroSync to XeroGA
GET/v3/recon/:idReconciliation status for a windowGA
POST/v3/recon/runTrigger an ad-hoc reconciliationBETA
Auth & keys
API keys, OAuth, mTLS, scoped tokens, and IP allowlists.
POST/v3/keysCreate a scoped API keyGA
GET/v3/keysList API keys (last4 only)GA
DEL/v3/keys/:idRevoke an API keyGA
POST/v3/keys/:id/rotateRotate without downtime (grace window)GA
POST/v3/oauth/tokenExchange grant for an access tokenGA
POST/v3/oauth/introspectIntrospect a token's scopes & ttlGA
POST/v3/auth/sessionsMint a short-lived dashboard sessionGA
POST/v3/auth/ip-allowlistManage org-wide IP allowlistGA
Org & admin
Org settings, members, roles, audit log, SSO, and SCIM provisioning.
GET/v3/orgRetrieve current orgGA
PATCH/v3/orgUpdate org settingsGA
POST/v3/org/membersInvite a memberGA
GET/v3/org/membersList org membersGA
PATCH/v3/org/members/:idChange role / permissionsGA
DEL/v3/org/members/:idRemove a memberGA
POST/v3/org/rolesCreate a custom roleGA
GET/v3/org/auditOrg-wide audit log (signed)GA
POST/v3/org/ssoConfigure SAML / OIDC SSOGA
POST/v3/scim/v2/UsersSCIM 2.0 user provisioningGA