Marketplaces, creator platforms, and AI-native companies use Payouts as their money layer.
Multi-entity consolidation, 4-way invoice match, audit-ready close. NetSuite / SAP sync, segregation of duties, SOX-grade controls.
02 · Creator platformsOnboard 100k creators a month. Pay them in their currency, their rail, their schedule. Handle 1099s + W-8s at scale.
03 · GamingPay modders, UGC creators, esports prize pools, and streamers. Age-gate, tax-gate, geo-gate. Instant rails for rage-quit refunds.
04 · Ad networksNet-30, Net-60, net-never. Auto-threshold payouts, factoring for publishers, tax-compliant across 140 countries.
05 · MarketplacesSplit payouts, delayed release, dispute escrow, instant-to-debit-card. Hold funds till delivery, release on schedule, refund on dispute.
06 · AI-native · NEWLLM-powered apps that need to spend, refund, subscribe, or reimburse users — with scoped identity, caps, and audit by default.
"We used to wire-transfer creators one at a time. Now Iris routes, Kai collects, and Tori files the 1099s. My team went from firefighting to forecasting."
Representative use cases drawn from real customer deployments. Live references available on request — [email protected].
"Four different tools for AP, SMB vendors, FX, and a homemade 1099 pipeline — replaced in 90 days. The CFO noticed on the first bill."
"Creators live in 47 countries, on 11 rails, with revenue shares that change per title. One API call handles the lot. Payday used to eat a sprint."
"Publishers hate Net-60. We hated paying them Net-10 out of our balance sheet. Factoring squared the circle — they get paid in 24 hours, we keep our terms."
"A support LLM that knows when a refund is right. Agent identities let it execute them — within a cap, on the right rail, with every reasoning trace logged."
"Shopper pays us, we split between 3 seller accounts + platform fee + tax + a charity round-up. The splits API handled it in one call. Budgeted three months, shipped in three days."
"We used to book a tax team for six weeks every January. The Tax agent filed 68,000 1099-NECs with zero errors, on January 31st at 11:52 PM. The team booked a vacation instead."
"The first finance tool my team has ever asked for a promotion on behalf of. Iris does the work of two people."
"Swapped out four vendors for Payouts. My monthly reconciliation went from eighteen tabs to one."
"We built our entire agent-finance stack on Payouts. Their MCP server is the only one in prod we trust."
"Faster onboarding, sharper UI, and the factoring module actually pays for itself."
"Their sandbox is a developer love letter. Built our entire payouts flow against it in a weekend."
"SOC 2, ISO, SSO, SCIM, and a CSM who knows our NetSuite by heart. Enterprise-ready in the way it's supposed to mean."