From scrappy marketplaces onboarding their first 100 vendors, to global game studios paying 400,000 creators a month, to AI-native companies running finance without a finance team — Payouts powers the money layer.
Multi-entity consolidation, 4-way invoice match, audit-ready close. NetSuite / SAP sync, segregation of duties, SOX-grade controls.
02 · Creator platformsOnboard 100k creators a month. Pay them in their currency, their rail, their schedule. Handle 1099s + W-8s at scale.
03 · GamingPay modders, UGC creators, esports prize pools, and streamers. Age-gate, tax-gate, geo-gate. Instant rails for rage-quit refunds.
04 · Ad networksNet-30, Net-60, net-never. Auto-threshold payouts, factoring for publishers, tax-compliant across 140 countries.
05 · MarketplacesSplit payouts, delayed release, dispute escrow, instant-to-debit-card. Everything you wish Stripe Connect did for AP.
06 · AI-native · NEWLLM-powered apps that need to spend, refund, subscribe, or reimburse users — with scoped identity, caps, and audit by default.
"We used to wire-transfer creators one at a time. Now Iris routes, Kai collects, and Tori files the 1099s. My team went from firefighting to forecasting."
"We had Tipalti for AP, Bill for SMB vendors, Wise for FX, and a homemade 1099 pipeline. Payouts replaced all four in 90 days. The CFO noticed on the first bill."
"Modders live in 47 countries, on 11 rails, with revenue shares that change per title. One Payouts API call handles the lot. Payday used to eat a sprint. Now it eats a coffee."
"Publishers hate Net-60. We hated paying them Net-10 out of our balance sheet. Payouts' factoring module squared the circle — they get paid in 24 hours, we keep our terms, nobody's mad."
"We built a support LLM that knows when a refund is the right call. Agent identities let it execute them — within a cap, on the right rail, with every reasoning trace logged. No humans at 3am required."
"Shopper pays us, we split between 3 seller accounts + platform fee + tax + a charity round-up. Payouts' splits API handled it in one call. I budgeted three months, shipped in three days."
"We used to book a tax team for six weeks every January. Payouts' Tax agent filed 68,000 1099-NECs with zero errors, on January 31st at 11:52 PM. The team booked a vacation instead."
"The first finance tool my team has ever asked for a promotion on behalf of. Iris does the work of two people."
"Swapped out four vendors for Payouts. My monthly reconciliation went from eighteen tabs to one."
"We built our entire agent-finance stack on Payouts. Their MCP server is the only one in prod we trust."
"It's just a better Tipalti. Faster onboarding, sharper UI, and the factoring module actually pays for itself."
"Their sandbox is a developer love letter. Built our entire payouts flow against it in a weekend."
"SOC 2, ISO, SSO, SCIM, and a CSM who knows our NetSuite by heart. Enterprise-ready in the way it's supposed to mean."